I. Producer / plan relationship

Producer is authorized to solicit applications for Sun Health & Dental LLC's Medical Discount Plan to individuals, employer groups, associations, or other brokers. Producer shall not open any bank account using the company name, alter or reproduce any PLAN trademarks or marketing materials, or modify any applications, brochures, or handbooks without prior written approval from PLAN.

II. Duration

This Agreement is effective for one (1) year from execution and auto-renews annually. Either party may terminate with 30 days' written notice. Upon termination (not for cause), all vested commissions on existing memberships continue to be paid as long as those memberships remain active and fees are paid to PLAN.

III. Commissions

Commissions are earned when: (1) enrollment is entered in PLAN's system; (2) PLAN's customer service verifies accuracy and obtains verbal acceptance of terms; and (3) enrollee verbally approves electronic payment processing. Commissions are paid every Sunday via ACH for the prior week's earned sales. Recurring and retention commissions are paid monthly. A minimum of one new enrollment per month is required to qualify for retention payments. Chargebacks apply within the 30-day cancellation period.

IV. Assignment

This Agreement may not be assigned to any other party without prior written consent of PLAN.

V. Confidentiality

All PLAN products and membership information is proprietary and confidential. Producer shall not disclose such information to any third party except as required by law or insurance regulatory authorities. Unauthorized disclosure may result in liability for damages, costs, and attorney's fees.

VI. Hold harmless & indemnification

Each party shall indemnify and hold the other harmless against losses, damages, and expenses (including attorney's fees) resulting from violations of insurance law or breach of this Agreement. Producer further agrees to indemnify PLAN from any legal action arising from Producer's breach of any obligation.

VII. Miscellaneous

PLAN is not responsible for any expenses incurred by Producer in the solicitation of memberships. Producer must maintain valid licenses and submit copies to PLAN upon request. Any checks received from members must be made payable to Sun Health & Dental LLC and forwarded immediately to: 15150 NW 79th Court, Miami Lakes FL 33016. Misappropriation of funds results in immediate contract cancellation and forfeiture of all commissions.

VIII. Litigation

This Agreement is governed by Florida law. Miami-Dade County is the jurisdiction for any litigation. The prevailing party is entitled to attorney's fees. Producer acts as an independent contractor — no employer/employee relationship is created. This Agreement constitutes the entire understanding and may not be modified except in writing signed by all parties.